Premium Spikes on the Horizon After a failed set of Senate proposals last week to address the expiration of enhanced Premium Tax Credits (ePTCs), consumers are still waiting for a resolution to the imminent health care affordability crisis. Current ePTCs expire on December 31, 2025, which will leave enrollees with dramatically higher healthcare costs in […] Read More »
Archives for 2025
December 12, 2025
Proposals to Extend Tax Credits Emerge Open Enrollment Reminder –This is the last week for consumers to enroll in coverage if they want to be insured for January 1, 2026. The deadline to enroll for January coverage is Monday, December 15th. Open Enrollment continues through January 15, 2026. Time is running out for Marketplace enrollees […] Read More »
December 5, 2025
ACA Enhanced Premium Tax Credits at a Standstill We’re now a full month into Open Enrollment and enhanced premium tax credits have still not been extended. The impact on enrollees is happening now, as people seek out alternative options for coverage, which may not include the comprehensive benefits outlined under the Affordable Care Act (ACA) […] Read More »
November 21, 2025
ACA Alternatives Explained The government shutdown has ended, and the extension of enhanced premium tax credits is put off for a possible December vote. As part of the ongoing healthcare discussion, some Republicans have offered an alternative proposal to extending the tax credits which would attempt to meet basic healthcare needs through health savings accounts (HSA) and flexible spending accounts (FSA). These proposals are being framed as an alternative to comprehensive care […] Read More »
AAHD Urges Extension of the ACA Enhanced Subsidies
One of the main issues that was at the center of the government shutdown were the enhanced premium tax credits for the Affordable Care Act (ACA) marketplace. The ACA was originally designed to provide financial assistance to individuals who buy health insurance on the ACA marketplace. This was done in the form of Advance Premium […] Read More »
November 14, 2025
Government Shutdown Update ACA Marketplace enrollee premiums are expected to double if enhanced premium tax credits expire. Insurance companies will also charge higher rates in 2026 to make up for anticipated disenrollment. Insurers are expected to charge 26% more in premiums next year. That’s why polling data from Kaiser Family Foundation shows 74% of Americans […] Read More »
November 7, 2025
ENHANCED PREMIUM TAX CREDITS: DISABLED WORKER IMPACTS This week, some members of Congress deliberated on possible mechanisms to extend the enhanced premium tax credits, as a coalition of representatives released bipartisan principles to temporarily extend and reform them. However, there have been no announced votes on these proposals. As the record-long government shutdown enters its […] Read More »
October 31, 2025
Open Enrollment Essentials for 2026 Health insurance enrollment isn’t easy for anyone to navigate. For people across the disability community, signing up for the right health insurance is a necessary step towards accessing essential services and care. Enrollment assisters like you offer health consumers peace of mind that they’ve considered all of the costs and […] Read More »
What You Need to Know for Open Enrollment 2026
The next season of Marketplace Open Enrollment is about to start this Saturday, November 1, 2025 on Healthcare.gov. People who want to sign up for comprehensive health coverage have until January 15, 2026 to complete the sign-up process, and those who enroll by December 15th will be able to start using their insurance on January […] Read More »
October 24, 2025
OPEN ENROLLMENT 2026: PREMIUM HIKES EXPECTED A few weeks into this government shutdown, the core issue of debate centers on healthcare. The congressional impasse relates to whether or not to extend the enhanced premium tax credits beyond 2025. These tax credits are currently set to expire the end of this year. Unless Congress approves an […] Read More »
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