A new analysis from the Kaiser Family Foundation reports that 4.2 million people who are uninsured could get a bronze plan in the ACA marketplace with no premiums. Rising premiums on silver plans allows for financial assistance under the healthcare law being high enough to completely cover the cost of bronze plans. Roughly 10% (15.9 million) of the non-elderly population is still uninsured and can shop in the ACA marketplaces. 27% of that population (4.2 million) would have access to free bronze plans if they enrolled and would benefit from the financial protection health insurance offers. However, bronze plans have the highest deductibles, meaning many people eligible for these bronze plans would also be eligible for cost-sharing and financial assistance with a silver plan under the ACA. To get estimates of premiums and available subsidies for insurance in the ACA marketplace, check Kaiser’s Health Insurance Marketplace Calculator which uses income, age and family size.
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