Open Enrollment has ended, marking a turn toward Medicaid enrollment and Special Enrollment Periods for those that qualify. Despite a lengthy Congressional shutdown on the issue of extending enhanced premium tax credits, the future of these essential subsidies has not been decided, leaving healthcare affordability unresolved for millions. Access to comprehensive health coverage is still […] Read More »
Tax Credit Band-Aids
The fight for enhanced premium tax credits hit a standstill by the end of Open Enrollment, leaving millions of Americans without affordable options to maintain their access to essential coverage and care. Current enrollees are set to see spikes in their premiums by an average of 114%, at least doubling the cost of care for […] Read More »
January 16, 2026
Tax Credit Proposals Stall as OE2026 Ends Despite passage of a House bill to extend enhanced premium tax credits (ePTCs) last week, no action has been taken in the Senate to move this proposal forward. Enhanced premium tax credits are an essential mechanism for making ACA coverage affordable that appears to have stalled in Congress. […] Read More »
January 9, 2026
Last Week for Open Enrollment The 2026 Open Enrollment period for ACA Marketplace coverage is active for one more week. To begin coverage February 1, 2026, enrollees need to complete their applications by January 15, 2026. ACA Marketplace plans offer comprehensive coverage to enrollees across a set of essential health benefits. Kaiser Family Foundation (KFF) […] Read More »
December 19, 2025
Premium Spikes on the Horizon After a failed set of Senate proposals last week to address the expiration of enhanced Premium Tax Credits (ePTCs), consumers are still waiting for a resolution to the imminent health care affordability crisis. Current ePTCs expire on December 31, 2025, which will leave enrollees with dramatically higher healthcare costs in […] Read More »
December 12, 2025
Proposals to Extend Tax Credits Emerge Open Enrollment Reminder –This is the last week for consumers to enroll in coverage if they want to be insured for January 1, 2026. The deadline to enroll for January coverage is Monday, December 15th. Open Enrollment continues through January 15, 2026. Time is running out for Marketplace enrollees […] Read More »
December 5, 2025
ACA Enhanced Premium Tax Credits at a Standstill We’re now a full month into Open Enrollment and enhanced premium tax credits have still not been extended. The impact on enrollees is happening now, as people seek out alternative options for coverage, which may not include the comprehensive benefits outlined under the Affordable Care Act (ACA) […] Read More »
November 21, 2025
ACA Alternatives Explained The government shutdown has ended, and the extension of enhanced premium tax credits is put off for a possible December vote. As part of the ongoing healthcare discussion, some Republicans have offered an alternative proposal to extending the tax credits which would attempt to meet basic healthcare needs through health savings accounts (HSA) and flexible spending accounts (FSA). These proposals are being framed as an alternative to comprehensive care […] Read More »
November 14, 2025
Government Shutdown Update ACA Marketplace enrollee premiums are expected to double if enhanced premium tax credits expire. Insurance companies will also charge higher rates in 2026 to make up for anticipated disenrollment. Insurers are expected to charge 26% more in premiums next year. That’s why polling data from Kaiser Family Foundation shows 74% of Americans […] Read More »
November 7, 2025
ENHANCED PREMIUM TAX CREDITS: DISABLED WORKER IMPACTS This week, some members of Congress deliberated on possible mechanisms to extend the enhanced premium tax credits, as a coalition of representatives released bipartisan principles to temporarily extend and reform them. However, there have been no announced votes on these proposals. As the record-long government shutdown enters its […] Read More »