Medicaid Insights Medicaid is the most essential health program for people with disabilities, one that offers direct support for the care that keeps people with disabilities living in their communities. There are multiple eligibility pathways for people with disabilities to qualify for Medicaid coverage, including traditional Medicaid, Medicaid expansion and Medicaid Buy In. Medicaid Buy […] Read More »
January 30, 2026
Last Call: State-Based Enrollment Open Enrollment wrapped up for the federal Marketplace on January 15, 2026. Some state-based marketplaces offer extended enrollment through the end of the month. Assisters and navigators in the following states should note their local extended enrollment deadlines for coverage that starts February 1st: State Open Enrollment Deadline State Marketplace Website […] Read More »
January 23, 2026
Understanding Coverage Decision-Making Open Enrollment has ended, marking a turn toward Medicaid enrollment and Special Enrollment Periods for those that qualify. Despite a lengthy Congressional shutdown on the issue of extending enhanced premium tax credits, the future of these essential subsidies has not been decided, leaving healthcare affordability unresolved for millions. Access to comprehensive health […] Read More »
Tax Credit Band-Aids
The fight for enhanced premium tax credits hit a standstill by the end of Open Enrollment, leaving millions of Americans without affordable options to maintain their access to essential coverage and care. Current enrollees are set to see spikes in their premiums by an average of 114%, at least doubling the cost of care for […] Read More »
January 16, 2026
Tax Credit Proposals Stall as OE2026 Ends Despite passage of a House bill to extend enhanced premium tax credits (ePTCs) last week, no action has been taken in the Senate to move this proposal forward. Enhanced premium tax credits are an essential mechanism for making ACA coverage affordable that appears to have stalled in Congress. […] Read More »
January 9, 2026
Last Week for Open Enrollment The 2026 Open Enrollment period for ACA Marketplace coverage is active for one more week. To begin coverage February 1, 2026, enrollees need to complete their applications by January 15, 2026. ACA Marketplace plans offer comprehensive coverage to enrollees across a set of essential health benefits. Kaiser Family Foundation (KFF) […] Read More »
December 19, 2025
Premium Spikes on the Horizon After a failed set of Senate proposals last week to address the expiration of enhanced Premium Tax Credits (ePTCs), consumers are still waiting for a resolution to the imminent health care affordability crisis. Current ePTCs expire on December 31, 2025, which will leave enrollees with dramatically higher healthcare costs in […] Read More »
December 12, 2025
Proposals to Extend Tax Credits Emerge Open Enrollment Reminder –This is the last week for consumers to enroll in coverage if they want to be insured for January 1, 2026. The deadline to enroll for January coverage is Monday, December 15th. Open Enrollment continues through January 15, 2026. Time is running out for Marketplace enrollees […] Read More »
December 5, 2025
ACA Enhanced Premium Tax Credits at a Standstill We’re now a full month into Open Enrollment and enhanced premium tax credits have still not been extended. The impact on enrollees is happening now, as people seek out alternative options for coverage, which may not include the comprehensive benefits outlined under the Affordable Care Act (ACA) […] Read More »
November 21, 2025
ACA Alternatives Explained The government shutdown has ended, and the extension of enhanced premium tax credits is put off for a possible December vote. As part of the ongoing healthcare discussion, some Republicans have offered an alternative proposal to extending the tax credits which would attempt to meet basic healthcare needs through health savings accounts (HSA) and flexible spending accounts (FSA). These proposals are being framed as an alternative to comprehensive care […] Read More »