Premium Spikes on the Horizon After a failed set of Senate proposals last week to address the expiration of enhanced Premium Tax Credits (ePTCs), consumers are still waiting for a resolution to the imminent health care affordability crisis. Current ePTCs expire on December 31, 2025, which will leave enrollees with dramatically higher healthcare costs in […] Read More »
December 12, 2025
Proposals to Extend Tax Credits Emerge Open Enrollment Reminder –This is the last week for consumers to enroll in coverage if they want to be insured for January 1, 2026. The deadline to enroll for January coverage is Monday, December 15th. Open Enrollment continues through January 15, 2026. Time is running out for Marketplace enrollees […] Read More »
December 5, 2025
ACA Enhanced Premium Tax Credits at a Standstill We’re now a full month into Open Enrollment and enhanced premium tax credits have still not been extended. The impact on enrollees is happening now, as people seek out alternative options for coverage, which may not include the comprehensive benefits outlined under the Affordable Care Act (ACA) […] Read More »
November 21, 2025
ACA Alternatives Explained The government shutdown has ended, and the extension of enhanced premium tax credits is put off for a possible December vote. As part of the ongoing healthcare discussion, some Republicans have offered an alternative proposal to extending the tax credits which would attempt to meet basic healthcare needs through health savings accounts (HSA) and flexible spending accounts (FSA). These proposals are being framed as an alternative to comprehensive care […] Read More »
November 14, 2025
Government Shutdown Update ACA Marketplace enrollee premiums are expected to double if enhanced premium tax credits expire. Insurance companies will also charge higher rates in 2026 to make up for anticipated disenrollment. Insurers are expected to charge 26% more in premiums next year. That’s why polling data from Kaiser Family Foundation shows 74% of Americans […] Read More »
November 7, 2025
ENHANCED PREMIUM TAX CREDITS: DISABLED WORKER IMPACTS This week, some members of Congress deliberated on possible mechanisms to extend the enhanced premium tax credits, as a coalition of representatives released bipartisan principles to temporarily extend and reform them. However, there have been no announced votes on these proposals. As the record-long government shutdown enters its […] Read More »
October 31, 2025
Open Enrollment Essentials for 2026 Health insurance enrollment isn’t easy for anyone to navigate. For people across the disability community, signing up for the right health insurance is a necessary step towards accessing essential services and care. Enrollment assisters like you offer health consumers peace of mind that they’ve considered all of the costs and […] Read More »
October 24, 2025
OPEN ENROLLMENT 2026: PREMIUM HIKES EXPECTED A few weeks into this government shutdown, the core issue of debate centers on healthcare. The congressional impasse relates to whether or not to extend the enhanced premium tax credits beyond 2025. These tax credits are currently set to expire the end of this year. Unless Congress approves an […] Read More »
August 22, 2025
PREPARING FOR CHANGES: MEDICAID AND THE ACA The Center on Budget and Policy Priorities (CBPP) has announced dates for the “Beyond the Basics” fall webinar series, which starts on Tuesday, September 9. Each webinar will be recorded and shared, with an hour-long “office hours” session to walk through all the complicated changes that the Marketplace will face […] Read More »
August 15, 2025
THE ACA MOVING FORWARD The Commonwealth Fund (TCF) released a blog that looked at how those who use the Affordable Care Act (ACA)’s Marketplace could face hardship. New policies will make it harder to enroll, increase premiums and out-of-pocket costs, putting over 24 million people at risk. Georgetown University’s Center on Health Insurance Reforms also […] Read More »
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